You’ve done hours of research, polished your travel itinerary, and put together a comprehensive packing list, but your trip could still go wrong—very wrong. Don’t let any of the following bad travel decisions ruin your next vacation.

Forgoing Travel Insurance on Expensive International Trips

It’s legit to skip trip insurance on certain types of vacations, such as inexpensive weekend getaways or domestic trips where you’ll have ready access to medical care if you need it. But on longer international trips, travel insurance is almost always a wise idea.

To determine whether you need trip insurance, consider the following questions: Have you spent a significant sum on nonrefundable airfare, rail passes, and/or trip deposits—i.e., money you would lose if your plans changed? Will you be traveling to a place where high-quality medical care isn’t readily available? (Medical evacuation is extremely expensive.) Are you traveling under circumstances in which weather could disrupt your plans, such as a trip to the Caribbean during hurricane season?

If the answer to any of these questions is “yes,” then you should seriously consider travel insurance. It usually only costs a few hundred dollars, but it could save you thousands if your trip goes awry. Reputable companies include Allianz Travel and Seven Corners.

Risking Your Life to Take a Selfie

Everyone wants to get the perfect shot for their Instagram, but would you sacrifice your life to do it? A recent study discovered that 259 people died while taking selfies between October 2011 and November 2017. Among the most common causes of death: being washed away by waves on the beach and snapping photos “in front of a running train.” More recently, two tourists fell to their deaths while attempting to take a selfie on a ledge at Yosemite National Park.

This should go without saying, but I’ll say it anyway: Use common sense when snapping vacation photos. Risky places like windy ledges, rough seas, and oncoming trains aren’t worth the photograph. Maintain a safe distance, and live to travel another day.

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